Cars Fellow

Driving under the influence of alcohol or other drugs is extremely dangerous, and every driver should be careful about it. Unfortunately, there are many irresponsible drivers on the road. Regardless of how safely you may drive, you are not safe from accidents as long as you share the road with such people. Getting injured by a drunk driver may make one angry and upset. 

If a drunk driver negligently hits you, you deserve compensation. Even if you feel bad for the other party, you should not “forgive” them and let them go without seeking compensation. After all, you should not have to bear the expensive costs of medical care and property damage due to someone else’s negligence. Speak to an attorney from Groth & Associates today. 

Things you need to know if a drunk driver injures you 

1. Make sure the drunk driver has adequate insurance to cover your damages. 

The law requires every person with a vehicle to retain motor insurance. However, in severe injury cases, the drunk driver may not have sufficient funds in their insurance coverage to pay for all of your damages. This happens when you have severe injuries that require extensive and long-term treatment. 

If your attorney sees that the drunk driver does not have enough coverage, they will try to determine other parties who may be at fault for the accident. For example, car manufacturers, other parties involved in the accident, etc. 

2. You may be able to pursue uninsured or underinsured motorist benefits. 

When the drunk driver does not have enough insurance to pay for the damages of the victim, the victim can then turn to their own insurance company and pursue uninsured or underinsured motorist benefits. This type of coverage is optional but can be helpful since one in five drivers is uninsured or underinsured. When the drunk driver cannot pay your damages, your own insurance company will step in to cover your damages up to the coverage limit. 

3. The location where the driver got drunk. 

It is understandable that most people would not want to rely on their own insurance to cover another party’s mistake. There is another way to get damages, and that is by finding out how and where the driver had gotten drunk. For example, if it is found that the driver got drunk at a bar or pub, then the place’s owner is responsible for putting the drunk driver on the road. As a result, the bar or pub may pay for some of your damages.